If you have a soft spot for bananas and a serious chocolate craving, then you are going to fall head over heels for this Triple Chocolate Banana Bread Recipe. It’s the perfect marriage of moist, tender banana bread studded with rich layers of three different chocolates, creating a luscious experience in every single bite. Whether you’re baking for a cozy afternoon treat or impressing friends at brunch, this recipe brings together simple ingredients that transform into something truly magical.

Ingredients You’ll Need

Gathering these ingredients is a breeze, and each one plays a crucial role — from the ripe bananas that keep the bread moist and naturally sweet, to the trio of chocolates that lend complexity and decadence. Let’s take a closer look at what makes this Triple Chocolate Banana Bread Recipe so irresistible.

  • 3 ripe bananas, mashed: The star ingredient providing moisture and natural sweetness.
  • 1 extra banana, sliced (for garnish and filling): Adds fresh texture and enhances the banana flavor.
  • 1 ¾ cups all-purpose flour: Forms the gluten structure that holds everything together.
  • ½ cup unsweetened cocoa powder: Gives a rich, deep chocolate taste without extra sweetness.
  • 1 teaspoon baking soda: Helps the bread rise and become light and airy.
  • ½ teaspoon baking powder: Adds a little extra lift and fluffiness.
  • ½ teaspoon salt: Balances and enhances the flavors.
  • ½ cup unsalted butter, melted: Adds richness and a tender crumb.
  • ¾ cup brown sugar: Brings caramel notes and moisture.
  • 2 large eggs: Bind ingredients and add structure.
  • 1 teaspoon vanilla extract: Lifts the flavors with its warm, fragrant aroma.
  • ½ cup sour cream or Greek yogurt: Keeps the bread moist and adds a slight tang.
  • ½ cup semi-sweet chocolate chips: Little melty pockets of chocolate joy inside the bread.
  • ½ cup dark chocolate, melted: Intensifies the chocolate flavor throughout.
  • ¼ cup milk chocolate chips (for topping): Provides a sweet and creamy finish on top.

How to Make Triple Chocolate Banana Bread Recipe

Step 1: Preheat and Prepare Your Pan

Start by heating your oven to 350°F (175°C). Greasing a 9×5-inch loaf pan and lining it with parchment paper will make sure your banana bread pops out cleanly after baking without any stress.

Step 2: Mix the Dry Ingredients

In a medium bowl, sift together the flour, cocoa powder, baking soda, baking powder, and salt. Whisking evenly distributes these components so your bread bakes up beautifully without any clumps.

Step 3: Combine the Wet Ingredients

In a large bowl, mash the three ripe bananas until smooth and creamy. Add the melted butter, brown sugar, eggs, and vanilla extract, then whisk until the mixture feels harmonious and slightly fluffy. Fold in sour cream or Greek yogurt for that signature moist texture.

Step 4: Gently Mix Dry and Wet Ingredients

Slowly add the dry ingredients to your wet banana mixture, stirring just until incorporated. Avoid overmixing to keep the bread tender and soft. Now fold in the melted dark chocolate and semi-sweet chocolate chips — here’s where the magic starts.

Step 5: Assemble the Loaf

Pour half of your batter into the prepared loaf pan. Layer the banana slices over the batter for bursts of fresh flavor. Pour the remaining batter on top, smooth the surface, and finish by garnishing with more banana slices and milk chocolate chips to keep every inch packed with chocolaty goodness.

Step 6: Bake to Perfection

Pop your loaf into the oven and bake for 50 to 60 minutes. You’ll know it’s done when a toothpick inserted in the center comes out with just a few moist crumbs. If the top begins to brown too fast, loosely covering it with foil during the last 15 minutes is a great trick to avoid burning.

Step 7: Cool Before Slicing

Let the bread cool in the pan for about 15 minutes, then transfer it to a wire rack to cool completely. This resting time helps the flavors meld together and makes slicing a breeze without crumbling.

How to Serve Triple Chocolate Banana Bread Recipe

Garnishes

Enhance your slices with a dollop of whipped cream or a scoop of vanilla ice cream for added indulgence. A light dusting of powdered sugar or a drizzle of melted chocolate also makes an elegant touch that’s eye-catching and delicious.

Side Dishes

This banana bread shines on its own, but pairing it with a hot cup of coffee, rich espresso, or a creamy chai latte elevates the experience. Fresh berries or a simple fruit salad can add a refreshing contrast to balance the sweetness.

Creative Ways to Present

Try serving your Triple Chocolate Banana Bread Recipe as French toast for a weekend brunch twist or turn slices into decadent sandwiches by layering cream cheese and jam. For parties, cut the bread into bite-sized cubes and skewer with fresh fruit for delightful chocolate banana kebabs.

Make Ahead and Storage

Storing Leftovers

Wrap your banana bread tightly in plastic wrap or store it in an airtight container at room temperature for up to 3 days. This keeps it moist without drying out while maintaining that irresistible chocolate flavor.

Freezing

If you want to enjoy this Triple Chocolate Banana Bread Recipe later, slice it first and freeze the pieces individually. Wrap each slice in plastic wrap, then pop them in a freezer bag. Frozen banana bread can last up to 3 months without losing its flavor or texture.

Reheating

For a warm treat, microwave individual slices for about 20 seconds or toast them lightly. This helps the chocolate chips soften again and releases the rich aroma, reviving the texture and taste as if freshly baked.

FAQs

Can I use overripe bananas for this recipe?

Absolutely! Overripe bananas are perfect because they are sweeter and softer, which helps create that moist, tender texture important in a Triple Chocolate Banana Bread Recipe.

What type of chocolate works best?

The recipe calls for semi-sweet, dark, and milk chocolate chips to create layers of flavor and texture. However, feel free to adjust based on your chocolate preference; just keep the balance for the best result.

Can I substitute Greek yogurt for sour cream?

Yes, Greek yogurt is an excellent substitute that adds a slight tang and keeps the bread moist without affecting the flavor negatively.

How do I know when the bread is done?

Use the toothpick test by inserting a toothpick into the bread’s center. It should come out with a few moist crumbs but not wet batter to confirm perfect doneness.

Is it possible to make this recipe vegan?

You can try swapping eggs with flax eggs and replace butter with plant-based margarine, but keep in mind that the texture and flavor might vary from the original Triple Chocolate Banana Bread Recipe.

Final Thoughts

This Triple Chocolate Banana Bread Recipe is a fantastic way to treat yourself and your loved ones to a rich, comforting dessert that never disappoints. Its balance of sweet bananas and layered chocolates always brings smiles around the table, so don’t hesitate to make a loaf today—you’ll wonder how you ever lived without it!

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Triple Chocolate Banana Bread Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4 from 37 reviews
  • Author: Maria
  • Prep Time: 15 minutes
  • Cook Time: 55 minutes
  • Total Time: 1 hour 10 minutes
  • Yield: 1 loaf (about 12 slices)
  • Category: Baking
  • Method: Baking
  • Cuisine: American

Description

This Triple Chocolate Banana Bread is a decadent twist on a classic favorite, featuring a rich blend of cocoa powder, melted dark chocolate, and chocolate chips. Layers of fresh banana slices inside and on top enhance the moist texture while adding natural sweetness. Perfect for a comforting breakfast or indulgent snack, this bread combines fruity, chocolatey goodness with a tender crumb.


Ingredients

Scale

Main Ingredients

  • 3 ripe bananas, mashed
  • 1 extra banana, sliced (for garnish and filling)
  • 1 ¾ cups all-purpose flour
  • ½ cup unsweetened cocoa powder
  • 1 teaspoon baking soda
  • ½ teaspoon baking powder
  • ½ teaspoon salt
  • ½ cup unsalted butter, melted
  • ¾ cup brown sugar
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • ½ cup sour cream or Greek yogurt
  • ½ cup semi-sweet chocolate chips
  • ½ cup dark chocolate, melted
  • ¼ cup milk chocolate chips (for topping)


Instructions

  1. Preheat the oven: Preheat your oven to 350°F (175°C). Prepare a 9×5-inch loaf pan by greasing it and lining it with parchment paper to ensure easy removal after baking.
  2. Mix dry ingredients: In a medium bowl, whisk together the all-purpose flour, unsweetened cocoa powder, baking soda, baking powder, and salt. Set this mixture aside for later use.
  3. Prepare the wet ingredients: In a large mixing bowl, mash the ripe bananas until smooth. Add the melted unsalted butter, brown sugar, eggs, and vanilla extract, and whisk until well combined. Then stir in the sour cream or Greek yogurt to add moisture and richness.
  4. Combine the mixtures: Gradually fold the dry ingredients into the wet ingredients, stirring gently just until combined to avoid overmixing. Carefully fold in the melted dark chocolate and semi-sweet chocolate chips, ensuring they are evenly distributed throughout the batter.
  5. Assemble the loaf: Pour half of the batter into the prepared loaf pan. Arrange a layer of banana slices evenly over the batter. Pour the remaining batter on top, smoothing the surface with a spatula. Garnish the top with additional banana slices and sprinkle the milk chocolate chips over them for an attractive finish.
  6. Bake: Place the loaf pan in the preheated oven and bake for 50–60 minutes. Check doneness by inserting a toothpick into the center; it should come out with a few moist crumbs attached. To prevent the top from browning too quickly, loosely cover the loaf with aluminum foil during the last 15 minutes of baking if necessary.
  7. Cool and serve: Allow the banana bread to cool in the pan for 15 minutes before transferring it to a wire rack to cool completely. Once cooled, slice and enjoy this rich, chocolate-infused banana bread.

Notes

  • Use ripe bananas for the best natural sweetness and moisture.
  • Make sure not to overmix the batter to keep the bread tender and soft.
  • If you prefer a dairy-free option, substitute the sour cream with a plant-based yogurt.
  • For more chocolate flavor, you can add extra chocolate chips or drizzle melted chocolate on top after baking.
  • Store leftover banana bread in an airtight container at room temperature for up to 3 days or freeze for longer storage.

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